This Privacy Policy explains how we collect, use and share information gathered from visitors to our Site (“you,” “your, or “users” as used in this Policy). As used in this Policy, “Services” means the online financial profile and related services available through our Site. The policy below applies ONLY to Site visitors and users of the Services on our site.
What We Collect
We may collect information from you when you visit the Site. When you visit the Site, we log and store your IP Address and technical information about your visit like your browser type and other common analytics information, such as Google Analytics (“Site Usage Information”). Our site does not place cookies at this time unless you use the Portal. Google analytics collects only non-identifiable demographic information about your Site visit.
When you use the Portal, we place a small piece of software referred to as a “cookie” on your computer to help us record information about you and track your visits to our Site. You can remove this and other cookies through your browser preferences menu, though the exact method varies depending on the type of browser you use. If you visit from a mobile device, we may reference your device identifier or other information about where your visit originated. You can learn more about cookies by visiting http://www.allaboutcookies.org.
How We Use Information
Usage Data helps us monitor aggregate metrics such as total number of visitors, traffic, usage, and demographic patterns on our Site, diagnose or fix technology problems, and otherwise plan for, improve and enhance our Site or our business operations. By using online coaching sessions, you agree we can track your video viewing history.
Your Bank Account Information is used to coordinate our third party API services’ collection and transmission of your bank transaction history. This provider (referred to in this policy as our “Finance API Solution,” is currently Square, and you can read about their data handling practices in Square’s terms of service and privacy policy here. Note that when you use their service to process payment transactions, you will agree to their terms to the extent applicable to you. Square is responsible for encrypting your Bank Account Information in transit and as it interacts with their API. FH reserves the right to switch third party service providers.
Sharing of Your Information
We share Account Information and Bank Account Information with our Finance API Solution to enable transactions to be completed. We may also share personal information as follows:
- We may share Personal Information to carry out your instructions (for example, to process payment information) or unless we have your separate consent.
- We may share Personal Information where we have a good faith belief that disclosure is permitted by law or is reasonably necessary to: (1) comply with a legal requirement or process, including, but not limited to, civil and criminal subpoenas, court orders or other compulsory disclosures; (2) enforce this Privacy Policy or our Terms; (3) respond to claims of a violation of the rights of third parties; (4) respond to Member service inquiries; or (5) protect the rights, property, or safety of, our Services, visitors, or the public.
- We may share Personal Information with our third party vendors (such as a cloud hosting provider or security service) where such sharing is necessary for us to optimize, secure, or deliver the Services to you.
- We may use (and in the course of using allow access by third parties to) information and content that you and other users of the Portal provide to us to conduct research and development for the improvement of our Services in order to provide you and others with a better experience and drive membership growth and engagement on our Services.
Security of your Information
We care about the security of your information and use commercially reasonable physical, administrative, and technological safeguards to preserve the integrity and security of all information we collect and, in some cases, share with our service providers. Because of the nature of our Site and Portal, we use Secure Socket Layer technology and HTTPS. Our third party Finance API Provider may encrypt transmission to your bank. IF YOU ARE UNCOMFORTABLE WITH THE TRANSMISSION OF THE INFORMATION DESCRIBED HEREIN, PLEASE DO NOT SUBMIT INFORMATION TO US THROUGH THE SITE OR PORTAL.
While we take reasonable precautions against possible security breaches, no website or internet transmission is completely secure and we cannot guarantee that unauthorized access, hacking, data loss or other breach will never occur. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.
Contact Us
If you have any questions about our privacy practices, or if you wish to remove any of your personal information from our records please contact us at: info@financialharmoney.com. Thank you for using Financial Harmoney!